Afthonos Holdings LLC
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Privacy Policy

Last Updated: January 1, 2024

Afthonos Holdings LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Submit a financing application or inquiry
  • Contact us via email, phone, or our website contact form
  • Subscribe to updates or marketing communications
  • Participate in surveys or provide feedback

This information may include:

  • Name, email address, phone number, and mailing address
  • Business name and information
  • Financial information (for loan applications)
  • Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

  • IP address and browser type
  • Operating system and device information
  • Pages viewed and links clicked
  • Date and time of visits

2. How We Use Your Information

We use the information we collect to:

  • Process and evaluate financing applications
  • Communicate with you about our services and your inquiries
  • Provide customer support and respond to your requests
  • Send marketing and promotional communications (with your consent)
  • Improve our website and services
  • Comply with legal obligations and enforce our terms
  • Prevent fraud and protect our business interests

3. SMS & Text Message Communications

Text Messaging Program

By opting in to receive SMS/MMS text messages from Afthonos Holdings LLC, you consent to receive recurring marketing and promotional messages sent using an automated telephone dialing system (ATDS). These messages may include updates, offers, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. After sending STOP, you will receive one final confirmation message.

Help: For assistance or questions, reply HELP to any message or contact us at mike@afthonos-holdings.com.

Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or using our services. You may opt out at any time without affecting your ability to access our financing products.

Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. How We Share Your Information

We may share your information in the following circumstances:

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as:

  • Payment processors and financial institutions
  • Credit bureaus and verification services
  • Technology and hosting providers
  • Marketing and analytics partners

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Legal Requirements

We may disclose your information when required by law or to:

  • Comply with legal processes or government requests
  • Protect our rights, property, or safety
  • Prevent fraud or illegal activity
  • Enforce our terms and policies

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Opt-Out: Opt out of marketing communications at any time
  • Data Portability: Request a copy of your data in a portable format

To exercise any of these rights, please contact us at mike@afthonos-holdings.com.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can control cookies through your browser settings, but disabling cookies may limit certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after changes become effective constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Afthonos Holdings LLC
1214 Dorris Ave
High Point, NC 27260
Email: mike@afthonos-holdings.com

Afthonos Holdings LLC

1214 Dorris Ave
High Point, NC 27260

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Email: mike@afthonos-holdings.com

© 2024 Afthonos Holdings LLC. All rights reserved.